Republican efforts to inoculate themselves against recall hit a snag Monday when a moderate Republican announced his opposition to a plan that would permit recalls to happen in newly-drawn partisan districts.

Senator Mary Lazich introduced two bills on Friday that opponents say will rig recall elections in favor of Republicans. Democrats plan to start collecting signatures on November 15 to recall Governor Scott Walker, as well as state Senators who voted in favor of collective bargaining limits. Lazich's bills are the latest in a series of moves by Wisconsin Republicans to change the recall election rules in their favor.

If you have no idea what you're paying good money for when you enroll in a health insurance plan, there's a good reason for that: insurers profit from your ignorance. And they're waging an intense, behind-the-scenes campaign to keep you in the dark.

In my first appearance before Congress after leaving the insurance industry, I told members of the Senate Commerce Committee that insurers intentionally make it all but impossible for consumers to find out in advance of buying a policy exactly what is covered and what isn't, and how much they'll be on the hook for if they get sick or injured. Insurers are quite willing to provide you with slick marketing materials about their policies, but those materials are notoriously skimpy when it comes to useful information. And the documents they provide after you enroll are so dense that few of us can understand them.