I was in a similar situation. Needing a transplant and having one 9 years prior, the insurance considered it experimental and not worth their 6 figures. I am still here 4 years later because one man gave his personal line of credit to the hospital to get me there on time. The insurance (AIG)eventually paid their measly amount -no where near the cost - but had I waited for them, I'm sure I wouldn't be here. I had leukemia with a very short window for treatment. By the time they approved it, I had already had my transplant. By the grace of God, 4 years later, I am alive and able to continue to raise my 4 children. So instead of a toy drive on Dec. 18th, I will be celebrating my 4th birthday as that was the day of my transplant in 2007. I am so sorry for this family and the loss that they have suffered.
.. WE HAVE BEEN WITH BC/BS SINCE 1988, FOR OVER 15 YEARS WE HAD VERY LITTLE CLAIMS WITH THE COMPANY, BUT NOW I AM 60 MY WIFE IS 57, WE ARE IN DECLINING HEALTH FOR THE PAST FEW YEARS, THEY STARTED RAISING OUR RATES, THEY RAISED OUR RATES ALONE OVER 45% IN THE PAST 15 MONTHS! NOW WITH OUR $2,400 OUT OF POCKET PER YEAR WE NOW PAY APX $25,000.00 PER YEAR IN PREMIUMS.. WE HAVE WORKED HARD ALL OUR LIVES AND PLANED TO SOON RETIRE, BUT WE HAVE HAD TO PAY OVER $100,000.00 IN INSURANCE PREMIUMS IN THE PAST 5 YEARS, THIS HAS WIPED US OUT, TO POINT NOW THEY WE MAY LOOSE EVERYTHING WE HAVE.. BC/BS SAYS OUR RATES ARE IN LINE WITH OTHERS IN THEIR SYSTEM.. BUT SOME FRIENDS OF OURS ON ON THE SAME TYPE PLAN THEY ARE ABOUT 3 YEARS OLDER THEN WE ARE AND THEY PAY LESS THEN $10,000.00 PER YEAR! THE FACT IS THEY DO NOT WANT US ANY LONGER AND WANT US OFF THEIR ROLL, SO THEY WILL JUST KEEP RAISING THE RATES UNTIL WE HAVE TO... HOW CAN THIS BE FAIR OR JUST!
"Dear writer. My name is Max Kane. Some people, just like me, depend on raw milk and other non-government approved foods, as a mean to suppress the chronic, day to day symptoms of incurable Crohn's disease, which include (bloody diarrhea, over developed anal hemorrhoids, bleeding fishers, sever abdominal pain, internal bleeding ulcers, over sensitive gut, crippling joint pain, nausea, bloody vomit, night sweats, insomnia, uncontrollable weight loss, psoriasis and premature death. Perhaps this testimony will give you a deeper understanding of the "why" behind the raw milk freedom rider movement. Or perhaps not. But either way, I wish you a healthy and happy life."
Well done on the award Scott, you have hepled detroy the world, be proud.
Regulations are for a reason, to stop greed overriding sanity and social conscience. Alan Greenspan finally admitted he was wrong to assume the financial sector would self regulate. Any thoughts ???
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