One way I have encountered that CIGNA uses to control costs is their contracts with "preferred providers." Policyholders must use a doctor off the list to have their bills paid or pay all or part of the cost themselves (while paying $780 per month for COBRA this is difficult). Just this week I was on the phone for an hour trying to find a different doctor for a family member's mental health treatment. They only have eight in Madison, WI (population 233,000), and most of them are in the same practice (presumably they will accept the low rates of reimbursement CIGNA offers them).
Her therapist recommended a doctor off the list, but upon calling her office I got several stories about whether she was a contracted provider. I have had many problems in the past with CIGNA's doctor lists being incorrect (they say they have providers who deny being part of the network or left the practice years ago)and the bookkeeper fessed up that the doctor no longer wants CIGNA patients and is trying to leave their network. Understandably, given their claims processing practices.
So the "customer" is effectively stuck with one or two providers, who are willing to work cheap (the optometrist's equipment is all over 50 years old), and if you don't like them, too, too bad.
Meanwhile on hold, you are treated to a repeated recording about drinking more water and how laughter is the best medicine (I do laugh while on the phone with them, but it's not happy laughter).
I'm an attorney and just had a foreclosure mediation this morning with two self employed clients who are paying $880 per month for HIRSP because their COBRA (a steal at $680 per month) ran out. So they had to stop paying the mortgage on their home...our UNETHICAL health care financing system!
Internationalists? Don't you mean corpratists and sychophants. That's what the entire republican party consists of, and sadly maybe 20% of the democrats too. But it's not really about party right now. Just like the "left" and "right" are meaningless terms right now?
Right now it's about the corpratists and the scions of 4 generations of billionaires wanting to replace our democracy with puppets that they can control. Your notion of individual rights is rather quaint, but means nothing when the whole system rots underneath the weight of fools who are more worried about the color of their ties than the long-term health of the nation. Spending a lot of money to stir the fears and wave the national symbols works for a significant portion of the population. As the Jim Jones episode proves, a lot of fools can be mobilized to do stupid, self-defeating acts. So yes, you are right about "individuals" but ... uh, what exactly is your point really?
Huffington post is more reliable and trustworthy than the real mouth pieces of the corporate establishment.
Perhaps you should do YOUR research, "makeadifference." Contrary to what you state, Whole Foods Market (WFM) does NOT sell any products with aspartame, which is an artificial sweetener (and is indeed, as you argue, quite dangerous). Let's be clear: WFM doesn't sell any products with artificial sweeteners.
I wonder if these memos will explain the massive bird die offs from earlier in the year, as well as the deaths of all those fish in CA, etc.
Internationalists? Don't you mean corpratists and sychophants. That's what the entire republican party consists of, and sadly maybe 20% of the democrats too. But it's not really about party right now. Just like the "left" and "right" are meaningless terms right now?
Right now it's about the corpratists and the scions of 4 generations of billionaires wanting to replace our democracy with puppets that they can control. Your notion of individual rights is rather quaint, but means nothing when the whole system rots underneath the weight of fools who are more worried about the color of their ties than the long-term health of the nation. Spending a lot of money to stir the fears and wave the national symbols works for a significant portion of the population. As the Jim Jones episode proves, a lot of fools can be mobilized to do stupid, self-defeating acts. So yes, you are right about "individuals" but ... uh, what exactly is your point really?
Huffington post is more reliable and trustworthy than the real mouth pieces of the corporate establishment.
fbi,dod fraudulently target combat war vet for torture & death
DOD Criminal Participation In The Torture Of This Combat Vet
http://sosbeevfbi.ning.com/forum/topics/abuse-of-the-global-disease?xg_source=activity
Perhaps you should do YOUR research, "makeadifference." Contrary to what you state, Whole Foods Market (WFM) does NOT sell any products with aspartame, which is an artificial sweetener (and is indeed, as you argue, quite dangerous). Let's be clear: WFM doesn't sell any products with artificial sweeteners.
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